‘Tis The Season, Again! Here We Go.

Ok, so sorry, all.

I really meant to do this earlier, because I was late for the holiday shopping season last year.

Consistency is my other lesser-known name. Which is unfortunate when it comes to stuff like this.

Here we go!

Layering is my self-coined pet-term for what happens when promotions, rebates, points and the universe align.

It takes some practice. I’ve been doing this for 10 years now on one program adding a few others in recent years. I’m not gonna say it is always easy – it takes some brain work and some research.

Truly, though, what’s better than a good deal?

Free. My favorite F-word.

I will tell you with 100% honesty that I consistently earn cash back and points to buy approximately $200.00 worth of Christmas (and self) gifts!

Yes, there is a free Christmas.

No, it won’t be this year for you.

But, perhaps by the early months of 2022, you will have a nice little sum of cash and points to use for necessities. Think home goods, home improvement, a dinner for two.

Set Yourself Up for Success

  1. Create an email address specifically for offers, promotions, & loyalty programs.

Why? Keeps all your offers in one place.

  • No matter which email server you use, I recommend setting up an @gmail account.

Why? Some rewards programs will auto-scan email for online receipts.

If, you opt-in for that option in settings.

  • Move your current loyalty accounts to the new email address.

Why? Keeps your main communication email unclogged.

  • Use the links below to sign-up for programs.

Why? You will receive sign-on offers and bonuses in cash or points!

(PS, transparency: I will, too.)

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MyPoints:            https://www.mypoints.knabbler

Spend $20.00 receive 1,750 points. Sign-up by Phone & Computer using link above.

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Ibotta:                  https://ibotta.knabbler            Please, Use Referral Code: VUODLBM

$10.00 for first receipt. Sign-up by Phone & Computer.

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There are more, but let’s just work on the two I have found to be bigger earners.

Next up: step-by-step layering for (nearly) free dinner!

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$ Layering Tips for Bed Bath & Beyond and Macy’s

Two quick scenarios from today’s adverts & sales & rewards programs:

Bed Bath & Beyond:

Sign in through MyPoints you will get 4 points per dollar.

Use BB&B 20% Off Entire Purchase coupon code

The IBOTTA browser extension with pop up and ask you to activate 2% cash back.

If you have a gmail account and use it for your purchasing email address, Fetch will automatically credit you points for any e-receipts to your gmail address.

Summary for this scenario: $100 item

My Points: 400 points

BB&B: $20.00 off

IBOTTA extension: $1.60 cash back ($80.00 x 2%)

Fetch: I don’t have gmail, so I cannot for sure give you a points figure. But, snapping photos of paper receipts this year has averaged me 270 points/receipt.  

Macy’s

Signing in through MyPoints will earn you up to 15 points/dollar.

When I Iogged in this morning, IBBOTA extension was showing 8% cash back.

If you’re a Macy’s card holder, you should have received mail or email with coupons/codes. 😉

Click the Blue Links below to get started.

Ibotta My Ibotta Referral Code: vuodlbm

Fetch My Fetch Referral Code: A8JUX

MyPoints: if you are interested in adding MyPoints to your layered savings, please private message me your email address so I may send you an invitation. You can go and sign upon your own, but it’d be nice if you give me a chance to send you the invite. 🙂

Yes, I will earn points or cash back boosts from the above links. But, once you sign up, you can, too!

Important – I will never, ever sell or give your email address away or divulge any other personal information, to any other person, company or space alien. Promise.

Other ways to get cash back or rewards:

Take advantage of your credit cards with the best rewards. Do your research before shopping!

Discover 5% at Amazon, Best Buy & Target.

Amex is offering cash back at various retailers and has a Small Business Saturday encouragement campaign. At one time, they were offering various amount of cash back on purchases at qualifying small businesses in your area.