I’d like to think it was my far-reaching influence, but that’s rather doubtful….
Ibotta had a server outage today, so if you tried and failed – try again!

Here we go!
Layering Kohl’s: Until 12/08/2021 Only!
Set Yourself Up for Success
Why? Keeps all your offers in one place.
Why? Some rewards programs will auto-scan email for online receipts.
If, you opt-in for that option in settings.
Why? Keeps your main communication email unclogged.
Why? You will receive sign-on offers and bonuses in cash or points!
(PS, transparency: I will, too.)
*
MyPoints: https://www.mypoints.knabbler
Spend $20.00 receive 1,750 points. Sign-up by Phone & Computer using link above.
*
Ibotta: https://ibotta.knabbler Please, Use Referral Code: VUODLBM
Ok, so sorry, all.
I really meant to do this earlier, because I was late for the holiday shopping season last year.
Consistency is my other lesser-known name. Which is unfortunate when it comes to stuff like this.
Here we go!
Layering is my self-coined pet-term for what happens when promotions, rebates, points and the universe align.
It takes some practice. I’ve been doing this for 10 years now on one program adding a few others in recent years. I’m not gonna say it is always easy – it takes some brain work and some research.
Truly, though, what’s better than a good deal?
Free. My favorite F-word.
I will tell you with 100% honesty that I consistently earn cash back and points to buy approximately $200.00 worth of Christmas (and self) gifts!
Yes, there is a free Christmas.
No, it won’t be this year for you.
But, perhaps by the early months of 2022, you will have a nice little sum of cash and points to use for necessities. Think home goods, home improvement, a dinner for two.
Set Yourself Up for Success
Why? Keeps all your offers in one place.
Why? Some rewards programs will auto-scan email for online receipts.
If, you opt-in for that option in settings.
Why? Keeps your main communication email unclogged.
Why? You will receive sign-on offers and bonuses in cash or points!
(PS, transparency: I will, too.)
*
MyPoints: https://www.mypoints.knabbler
Spend $20.00 receive 1,750 points. Sign-up by Phone & Computer using link above.
*
Ibotta: https://ibotta.knabbler Please, Use Referral Code: VUODLBM
$10.00 for first receipt. Sign-up by Phone & Computer.
*
There are more, but let’s just work on the two I have found to be bigger earners.
Next up: step-by-step layering for (nearly) free dinner!
Honesty is such a simple word.
It’s mostly what I need from me.
Sharing with much sarcasm and self-love.
I did it.
In a rather radical move (for me), I maskedly braved Meijer Sunday morning.
It was time. More than a year later, I made the purposeful trek to the walk-in hair joint that, thanks to COVID, isn’t really a walk in joint anymore.
I called first to see how that works. It’s register online and wait in your car for the 5 minute warning.
When I signed up, the wait was a reasonable 30 minutes. 3 miles and 8 minutes later, I clicked the “I’m here'” icon to see that the new estimate was 70 minutes.
So, I unparked, drove around the corner to Kohls to pick up the labor-of-love order I placed Saturday night at 2 am. I had a fantastic savings layering perfectly planned. So, I was disappointed when only 3 out of 5 items that were indicated as available at my store for pick-up found their way into my trunk.
Lessoned learned. Read the whole email not just the “Your order is ready,” subject. Because then, you can call the store and ask if there is mini chopper avail in any other color since the color you chose was now sold out. There was, but there was no saving my obliterated savings.
Layering FYI was: Spent $84, saved $79, expected $20 Kohl’s cash and a $5 reward which I would combine with my $5 anniversary voucher to purchase a $30 insert for my Instant Pot. I sadly paid $64, with no perks.
I considered the go-inside, return, grab appliance and re-buy contortions the desk clerk offered, but in the end, just headed back to the market lot to watch the hairy-ing countdown meter do its thing.
Which, brings me back to the honesty part. I’m honestly just tired if it. I’m tired of pretending, so I freed myself in a way that will likely garner criticism and concern.
To quote the Post Malone feeling, in Feeling Whitney, “I’m done.” PM, btw, so rocked the Grammys. I’ll admit I sort of expected The Weeknd to pop-up cameo, but maybe the whole druid-choir thing is an across the board vibe these days. Anyway, props to Post. ❤ him.
I’m tired of pretending, hair. The stylist and I had a conversation. Grief, 100# added, 118# lost, nutrition issues, gut issues, plus gallbladder, hernia, and ‘thing’ removal surgeries. That last one was already 3 years ago, on the left side of my head. It’s become obvious. It’s never growing back.
The hesitation was a little amusing. “Are you sure?” She asked 3 times. Clippers set on 3. Scissor cut, slightly an1/8 of an inch longer on top, maybe.
It’s not a fashion statement, nor a look-at-me statement. Not political, and not really open for discussion. It’s just what I did so I could stop worrying about the wind lifting my comb-over into an oddly bad, bald-resulting mohawk. It’s just what I did to make myself feel better.
When done, my shearer announced surprise at how much more my new wgaf style seemed to match my personality. It only suits me because I am more comfortable. I’m no longer worrying about the doo-wop flipped out-curls at my neck. I don’t look younger without the straggly mullet part in back. I just look more at ease, because I am.
The question, “You’re an artist, aren’t you?” almost moved into an automatic snort and shrug of denial,. There hasn’t been much artistic in me for a while. But, empowered by ease, I decided to own it. It’s always been what I wanted to be when I grew up. I’m grown up enough, so I said, “Yes, I am.”
Another one of those odd, maybe I should pay attention to this, universal alignments struck late last week. I lost my nose stud. Not a tragedy. I seriously, haven’t lost one in years, though. Last time was MRI related about 4 years ago. Forgot to take it out at home, so when I got to the hospital I stuck it in my wallet. Never to be seen again. Luckily, I had about 5 spares.
That was the scan that resulted in the surgery 3 years ago, because I put it off for a year/as long as possible. There’s something super creepy about having your ear unattached and the flesh on the side of your head pulled away from your skull. I needed some time to get used to that idea.
Last week, the 4 spares, became 3 spares. Happened again this week. 3 spares are now down to 2. I considered it might a sign that I maybe I should be outgrowing it.
Nah, I’ve decided it was more of a reminder to be a little louder about who I am.
Who I am is not comfortable with a shortage of spares. I’ve placed an order for a couple more.
No savings layering to be had, but the investment in myself seems worth it to me.
Quote for the Week:
PS. I have phantom hair. You can see it in person. I can see it in the mirror. Yet, every camera emphatically denies that there’s anything there. If you really want to not see it, DM me. LOL.
Two quick scenarios from today’s adverts & sales & rewards programs:
Bed Bath & Beyond:
Sign in through MyPoints you will get 4 points per dollar.
Use BB&B 20% Off Entire Purchase coupon code
The IBOTTA browser extension with pop up and ask you to activate 2% cash back.
If you have a gmail account and use it for your purchasing email address, Fetch will automatically credit you points for any e-receipts to your gmail address.
Summary for this scenario: $100 item
My Points: 400 points
BB&B: $20.00 off
IBOTTA extension: $1.60 cash back ($80.00 x 2%)
Fetch: I don’t have gmail, so I cannot for sure give you a points figure. But, snapping photos of paper receipts this year has averaged me 270 points/receipt.
Macy’s
Signing in through MyPoints will earn you up to 15 points/dollar.
When I Iogged in this morning, IBBOTA extension was showing 8% cash back.
If you’re a Macy’s card holder, you should have received mail or email with coupons/codes. 😉
Click the Blue Links below to get started.
Ibotta My Ibotta Referral Code: vuodlbm
Fetch My Fetch Referral Code: A8JUX
MyPoints: if you are interested in adding MyPoints to your layered savings, please private message me your email address so I may send you an invitation. You can go and sign upon your own, but it’d be nice if you give me a chance to send you the invite. 🙂
Yes, I will earn points or cash back boosts from the above links. But, once you sign up, you can, too!
Important – I will never, ever sell or give your email address away or divulge any other personal information, to any other person, company or space alien. Promise.
Other ways to get cash back or rewards:
Take advantage of your credit cards with the best rewards. Do your research before shopping!
Discover 5% at Amazon, Best Buy & Target.
Amex is offering cash back at various retailers and has a Small Business Saturday encouragement campaign. At one time, they were offering various amount of cash back on purchases at qualifying small businesses in your area.