Ok, so sorry, all.
I really meant to do this earlier, because I was late for the holiday shopping season last year.
Consistency is my other lesser-known name. Which is unfortunate when it comes to stuff like this.
Here we go!
Layering is my self-coined pet-term for what happens when promotions, rebates, points and the universe align.
It takes some practice. I’ve been doing this for 10 years now on one program adding a few others in recent years. I’m not gonna say it is always easy – it takes some brain work and some research.
Truly, though, what’s better than a good deal?
Free. My favorite F-word.
I will tell you with 100% honesty that I consistently earn cash back and points to buy approximately $200.00 worth of Christmas (and self) gifts!
Yes, there is a free Christmas.
No, it won’t be this year for you.
But, perhaps by the early months of 2022, you will have a nice little sum of cash and points to use for necessities. Think home goods, home improvement, a dinner for two.
Set Yourself Up for Success
- Create an email address specifically for offers, promotions, & loyalty programs.
Why? Keeps all your offers in one place.
- No matter which email server you use, I recommend setting up an @gmail account.
Why? Some rewards programs will auto-scan email for online receipts.
If, you opt-in for that option in settings.
- Move your current loyalty accounts to the new email address.
Why? Keeps your main communication email unclogged.
- Use the links below to sign-up for programs.
Why? You will receive sign-on offers and bonuses in cash or points!
(PS, transparency: I will, too.)
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MyPoints: https://www.mypoints.knabbler
Spend $20.00 receive 1,750 points. Sign-up by Phone & Computer using link above.
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Ibotta: https://ibotta.knabbler Please, Use Referral Code: VUODLBM
$10.00 for first receipt. Sign-up by Phone & Computer.
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There are more, but let’s just work on the two I have found to be bigger earners.

Next up: step-by-step layering for (nearly) free dinner!